Business credit for artists
Your art is a business. Give it a credit history.
MyArtCred gives approved artists a Net 30 account for the tools that run an art business. Pay on time and we report it to Dun & Bradstreet, so your business builds credit while you build your practice.
Not ready yet? Get the Starter Kit
Why it matters
What business credit can do for you
Business credit is a record of how your business pays its bills. It is tracked separately from your personal credit, and a strong record opens doors that personal credit alone can't.
Buy now, pay in 30 days
Suppliers and wholesalers offer Net 30 terms to businesses with a payment history, so you can stock up for a show and pay after it sells.
Qualify for funding
Lenders check business credit for loans, lines of credit and equipment financing for things like a kiln, printer or studio build-out.
Keep personal and business apart
Putting business spending under your business protects your personal credit and makes taxes and bookkeeping cleaner.
Look established
Galleries, landlords, vendors and insurers can look up your business profile. A good record tells them you pay on time.
How it works
From application to art supplies
Every account starts with an application. Here is what happens after you apply.
Apply
Tell us about you and your art business. We review every application.
Get $250 in credit
Approved accounts open with a $250 credit line.
Shop on Net 30
Use your credit on MyArtCred business guides, templates and tools. Pay within 30 days.
Build your record
We report your payments to Dun & Bradstreet, where they count toward your business credit.
Unlock art supplies
Reach the required payment history in good standing and art supplies open up on your account.
- Your business name
- EIN
- D-U-N-S number (free from Dun & Bradstreet)
Net 30 credit application
Takes about 5 minutes. We review applications within 2–3 business days and reply by email.
Not ready to apply?
Start with the Artist Business Starter Kit
Get your business organized first. The kit is a download of practical templates and guides, and it prepares you for the application when you're ready.
- Weekly artist business planner
- Pricing and commission tools
- Sales and customer tools
- First art show resources
- Marketing and social media tools
- Business credit starter roadmap
The fine print
MyArtCred accounts are business credit for business purposes. All applications are subject to review and approval. Credit limits, terms and the requirements to unlock art supplies are set by MyArtCred and may change.
MyArtCred reports account payment history to Dun & Bradstreet. Late or missed payments are reported too. We can't guarantee any specific score or result, since your credit profile also reflects other businesses that report on you.
Equal Credit Opportunity Act notice. The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, or age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant's income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The federal agency that administers compliance with this law concerning this creditor is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC 20580.